The house of your dream

DO YOU DREAM ABOUT YOUR OWN HOUSE OR APARTMENT? IT IS POSSIBLE WITH US!

Mortgage loan "The house of your dream" is favorable conditions and fair interest rate.

Advantages:

Short period of funds receipt;
Available interest rates

Who can get a loan?	Individual persons with a source of income: Business activity operating continuously for at least 6 months; Salary received continuously for at least 6 months.
Lending currency	KGS
Interest rate**	20%
Loan amount	from 200,000 to 20,000,000 KGS
Loan period	up to 180 months
Designated purpose	Purchase of residential real estate; Acquisition of land for construction of a dwelling house; Construction of housing (single family house), if there is a land plot, using a staged financing mechanism; Refinancing of a mortgage loan issued for the above purposes. purchase of residential premises in a building under construction (upon preliminary sale contract or equity participation contract)
Initial payment*	Not less than 30% of the value of the purchased residential house or land plot.
Provision	Pledge - real estate; Presence of one guarantor in case of acquisition of residential premises in a building under construction ( upon preliminary sale contract or equity participation contract), the borrower may pledge other immovable property as collateral until the building is put into operation
Terms of repayment of the loan	Annuity payments on a monthly basis.

*The initial payment can be replaced by additional collateral in the form of real estate, estimated value of which must cover the required initial payment
** Annual effective interest rate is 21,94% KGS

For mortgage lending you can contact the Bishkek branch or the Call-center by phone: 996 (312) 55 44 44