"Savings Deposit"
For resident/non-resident legal entities, we offer the "Savings Deposit".
Deposits can be opened in Kyrgyz soms (KGS) and US dollars (USD).
Key deposit terms:
- Minimum deposit amount – 20,000 KGS or 1,000 USD;
- Interest payment – monthly;
- Additional contributions – allowed;
- Minimum additional deposit – 5,000 KGS or 100 USD;
- Partial withdrawal – allowed;
- Early termination – allowed. In case of early termination, interest is paid based on the actual term of the deposit;
- Automatic renewal – not provided;
The deposit includes the opening of a deposit account, an interest payment expense account, and a bank liability account. Upon maturity, the principal amount is transferred to the demand account*.
Interest rates**
Currency |
6 months |
9 months |
12 months |
18 months |
24 months |
36 months |
KGS |
4.0% |
5.5% |
8.0% |
8.0% |
7.0% |
6.5% |
USD |
0.5% |
1.0% |
1.0% |
1.0% |
1.0% |
1.0% |
Effective interest rate:
in KGS – up to 6.7%
in USD – up to 1%
*Interest rate for demand deposit – 0%.
**Annual interest rates are indicated.
NOTE: The Bank reserves the right to change and set individual rates.