Business growth

Business growth

Business growth

Business growth

THE LOAN "BISINESS GROWTH" FOR YOU TO ACHEIVE YOUR GOALS!

"Keremet Bank" OJSC offers its customers to use the loan "Business growth" for business development. The purpose of the loan is replenishment of working capital and fixed assets, as well as financing of capital expenditures.

ATTENTION! If you are a business person and search sources of financing capital expenditures or replenishment of working capital/ fixed assets, take advantage of reduced interest rates on the business loan "Business growth" from "Keremet Bank" up to 15% per annum in soms! The promotion is carried out until 31st December 2019.

Who can get a loan? Individual entrepreneurs and legal entities with a stable business operating continuously for at least 6 months.
Loan amount* From 10 000 up to 35 000 000 KGS / from 200 up to 50 0000 USD
Interest rates**(annual) from 15% in KGS; from 11% in USD
Loan term up to 60 months
Designated purpose
  • Acquisition/ repair/ reconstruction of fixed assets;
  • Acquisition of real estate for commercial purposes;
  • Working capital replenishment;
  • Loan refinancing;
  • Development of agribusiness (animal agriculture, crop production, payment of works for agricultural needs, etc.)
Provision
  1. For loans up to 100,000 KGS /1,500 USD no deposit is required, mandatory presence of one guarantor;
  2. For loans up to 200,000 KGS /3,000 USD deposit is movable property or real estate, mandatory presence of one guarantor;
  3. For loans over 200,000 KGS / 3,000 USD deposit is movable property, real estate and surety.
Terms of repayment of the loan
  1. Annuity payments on a monthly basis;
  2. Equal repayment on a monthly basis;
  3. Flexible schedule (in case of seasonality of business it is possible to establish an individual monthly payment schedule);
  4. It is possible to provide a deferral on repayment of the principal debt of the loan.

*According to the resolution of Management Board of the NBKR No. 7/3 dated 10th February 2016 it is possible to issue loans in foreign currency to persons engaged in business activities on the basis of a certificate or patent
** Annual effective interest rate is calculated individually for each loan

For Business lending you can contact any branch of the Bank or Call center by phone: 996 (312) 55 44 44

Calculate your loan

Required amount

Loan period (months)

660

These calculations are approximate, accurate calculations can be provided to you at any branch office of the bank.


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