Deposit "Pension Savings"
The deposit "Pension Savings" is intended for pensioners who wish not only to save, but also to increase their savings.
Main terms of deposit:
- Minimum deposit amount 5 000 KGS/RUB or 100 USD/EUR;
- Interest payment - monthly;
- Top-up deposit without restrictions (except for 2 months before the end of the deposit period);
- Partial withdrawal is not provided;
- Early termination:
- before the expiration of the first 6 (six) months of the deposit term – interest on the deposit is recalculated and paid at the demand deposit rate established by the Bank at the time of repayment of the deposit amount or part of it*;
- in the period from the date of expiration of the first 6 (six) months – interest on the DEposit is recalculated and paid at the rate depending on the actual time of the deposit specified in the agreement;
Automatic renewal of deposit is provided**.
Interest rates ***:
Currency
|
6 months | 9 months | 12 months | 18 months | 24 months | 36 months |
| KGS | 7,0% | 9,0% | 14,0% | 14,5% | 15,0% | 15,5% |
| USD | 0,0% | 0,0% | 1,5% | 1,5% | ||
| EUR | 0,5% | 0,5% | 0,5% | 1,0% | ||
| RUB | 6,0% | 6,5% | 7,0% | 7,0% |
Effective interest rate in soms up to 16,6%, in US-Dollars up to 1,5%, in euro up to 1%, in rubles up to 7,2%
*Demand deposit rate - 0%.
** Automatic renewal of the deposit for the same period with the interest rate set by the Bank for this type of deposit at the time of renewal.
*** The interest rates indicated in the table are annual
NOTE: The Bank reserves the right to change and establish individual tariffs.
Rules for opening and maintaining Bank accounts in "Keremet Bank" OJSC
