ELCARD

ELCARD

ELCARD


 ELCARD for individuals solves the issues of cash storage and use, allowing a person to pay for goods and services without commissions at various trade and service outlets in Kyrgyzstan.

ELCARD The pensioner's card is a reliable way of receiving a pension. To issue a card it is necessary to provide a passport and a pension certificate. The Bank monthly calculates interest on the positive balance of the card at a rate of 5% per annum!

ELCARD Social benefits are intended for citizens of the Kyrgyz Republic - recipients of cash benefits and compensation from the Ministry of Social Development of the Kyrgyz Republic. The Bank monthly calculates interest on the positive balance of the card at a rate of 3% per annum!

ELKART Contactless (with NFC module) allows you to make contactless payments, eliminating the need for third parties to reach the card, and saves the time required to pay for purchases. 

TARIFFS FOR SERVICE OF THE ELCARD NATIONAL PAYMENT CARD

Title of service  Individuals Рensioners Social benefits
  swipe card/contactless swipe card/contactless swipe card/contactless
Currency of card account  KGS 
Validity period  3 years 3 years/ 8 years 3 years/ 8 years
Card issue fee Free of charge/ 200 ⊆ Free of charge Free of charge
Replenishment of the card account in the cash department or the payment terminal of Keremet Bank Free of charge 
Service Fee 100 ⊆ Free of charge/ 100 ⊆  Free of charge/ 100 ⊆ 
Cashing in ATMs of Keremet Bank 0,3% 0% 0%
Cashing in other ATMs 0,6%   
Balance enquiry through Keremet Bank ATMs Free of charge
Balance enquiry through other banks ATMs 5 ⊆ 
Interest accrual on the balance on card account (annual interest rate) 4%** 5% 3%
Minimum balance when calculating%**
 10000s - -

* Interest is accrued on a monthly basis and is paid in the first days of the month following the month of interest calculation

**The condition are valid for new payment cards issued from 02.11.2020

DAY LIMITS OF CASH FLOWS ON ELCARD ***

Card type  Cash withdrawal in ATMs and in case of POS-terminals payments  Number of transactions
ELCARD 300 000 ⊆ No more than 10 transactions

  Tariffs on operations for bank cards of "Keremet Bank" OJSC

Rules of receipt and use of bank payment cards of "Keremet Bank" OJSC

 

*** Daytime spending limits for cards can be changed upon a written application of the client.


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