ELCARD

	ELCARD for individuals solves the issues of cash storage and use, allowing a person to pay for goods and services without commissions at various trade and service outlets in Kyrgyzstan.
	ELCARD The pensioner's card is a reliable way of receiving a pension. To issue a card it is necessary to provide a passport and a pension certificate. The Bank monthly calculates interest on the positive balance of the card at a rate of 5% per annum!
	ELCARD Social benefits are intended for citizens of the Kyrgyz Republic - recipients of cash benefits and compensation from the Ministry of Social Development of the Kyrgyz Republic. The Bank monthly calculates interest on the positive balance of the card at a rate of 0,3% per annum!
	ELKART Contactless (with NFC module) allows you to make contactless payments, eliminating the need for third parties to reach the card, and saves the time required to pay for purchases.

TARIFFS FOR SERVICE OF THE ELCARD NATIONAL PAYMENT CARD

Title of service	Individuals	Рensioners	Social benefits
	swipe card/contactless	swipe card/contactless	swipe card/contactless
Currency of card account	KGS
Validity period	3 years/8 years	3 years/ 8 years	3 years/ 8 years
Card issue fee	Free of charge/ 200 ⊆	Free of charge	Free of charge
Replenishment of the card account in the cash department or the payment terminal of Keremet Bank	Free of charge
Service Fee	100 ⊆	Free of charge/ 100 ⊆	Free of charge/Free of charge
Cashing in ATMs of Keremet Bank	0,3%	0%	0%
Cashing in other ATMs	0,6%
Balance enquiry through Keremet Bank ATMs	Free of charge
Balance enquiry through other banks ATMs	5 ⊆
Interest accrual on the balance on card account (annual interest rate)	4%	5%	0,3%
Minimum balance when calculating%**	10000с	-	-